These wonderful plans can do wonders to speed up our success in accumulating wealth for retirement. However, they need tune-ups to check that they are working for you in the best way.
LIFE INSURANCE & DISABILITY COVERAGES
What if one of your incomes was removed from your retirement plan? No one likes detours from our path, but this coverage can ease some of those worries so you are left to just relax and enjoy!
INVESTMENT ADVISORY SERVICES
Research based, time proven investments and strategies designed to give clients the absolute best shot at meeting their retirement and other long term financial goals. Programs are individually tailored to each client’s risk tolerance, time to retirement, income needs, goals, concerns, etc. We help clients by utilizing many of the following: Bonds, Mutual Funds, Brokerage Accounts, Traditional IRA, Roth IRA, SEP IRA, Simple IRA, Educational IRA and Variable Annuity.
LONG TERM CARE COVERAGES
How will you pay for your home health needs in your retirement days? Self-insuring can impact your reduce income. Consider this coverage to minimize any bumps in your golden years.
DEBT PAY OFF STRATEGY
This flat fee tool assists in the debt snowball payoff structure. Provides a dynamic real time document for clients to use as they overcome the grip of debt on their finances.
A LA CARTE PLANNING CALCULATIONS
These independent focused calculations can be run separately from a complete plan or analysis.
72 (t) Distribution
Tax-Deferred vs. Taxable
Cost of Delay
COMPLIMENTARY COLLEGE PLANNING
Let’s not forget the kiddos and grand-kiddos (& nieces, nephews, etc.) ! College is a big commitment for both kids and families, we have taken a bit of the pressure off: No Investment Fees for any College Savings 529 Plan or Education Savings (ESA) Accounts!
We also work closely with other professionals in the Tri-Cities area and can help you by making recommendations in the following areas: Accountant Estate Planning Attorney Real Estate Discount Insurance Agents
Our clients give us authority to trade their account on their behalf. We do this through a process we call Model Investing whereby all of our clients receive the same investment management and execution. Here’s how it works…